Answering your vehicle-related queries

Claiming insurance coverage

Abhishek Singh, Kolkata: During Cyclone Amphan, my 2019 Maruti Suzuki Baleno petrol was submerged for 2 days. It is ready a second spherical of inspection earlier than the service centre can inform me what must be finished. It continues to be underneath guarantee and has a zero-depreciation insurance coverage. Research exhibits if a automobile has been underneath water, it’ll by no means be the identical although Maruti Suzuki service centre insists the engine might be pretty much as good as new, and the one drawback I could have are electricals. Should I push to declare a complete loss and declare insurance coverage, or ought to I consider Maruti and the insurance coverage firm?

We are glad to know you’re okay, however as for the automobile, it’s arduous to say there gained’t be points forward. Water may cause issues afterward. So, ideally, push for a brand new automobile, but when they don’t provide you with one, insist on a radical overhaul; a change in all replaceables like filters, oils and all fluids amongst others. Get in depth cleansing and drying of the interiors finished as mould can type later.

Hyundai Creta Vs Honda City

Shivam Sharma: I need to purchase a SUV or sedan that’s dependable, seems sporty and presents good mileage. I largely drive within the metropolis with occasional outstation journeys. I’ve shortlisted the bottom variant of the brand new Hyundai Creta and the brand new Honda City. Which is the higher possibility for a price range of ₹ 9-12 lakh?

The new Creta is a price purchase and the EX petrol variant will match your price range. You might need to stretch your price range a bit for the 2020 Honda City. If you’re open to different choices, you could possibly think about the Mahindra XUV300, and in your price range, it is possible for you to to get a mid-spec variant with some premium options.

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